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DuitNow QR: How to Get and Use One

What is DuitNow QR?

DuitNow QR is Malaysia’s national QR payment standard, operated by PayNet. One code accepts payments from any participating bank app or e-wallet — Maybank, CIMB, Touch ’n Go eWallet, GrabPay, Boost and dozens more — with money arriving directly in your account.

How do I get an official DuitNow QR?

Merchant DuitNow QR codes are issued by your bank or e-wallet provider, because the code encodes your registered account inside a signed EMVCo payload. Apply through your business banking app or portal (most Malaysian banks issue one free), or through e-wallet merchant programmes.

Personal users can generate a receive-money DuitNow QR inside their own banking app — look for "Receive" or "My QR".

Can an online QR generator create a DuitNow QR?

Not from scratch — the payment payload must reference your registered bank account and follow the EMVCo/PayNet specification, which only issuers produce. What a generator like our free QR tool can do is re-encode a payload you already have (banks let you download it) at higher resolution, or create a URL QR that links to your payment page.

Display tips that increase scans

Print at least 8×8 cm at the counter, keep strong contrast (dark modules on white), laminate against glare, and show the DuitNow logo so customers recognise it. Test with two different bank apps before printing in bulk.

Need a general-purpose code instead? Use the free QR code generator — it runs entirely in your browser.

Frequently asked questions

Is DuitNow QR free for merchants?

Most banks currently waive merchant fees for small businesses on DuitNow QR transactions, but confirm the fee schedule with your own bank as policies differ.

Can foreigners pay a DuitNow QR?

Yes — cross-border linkages let users of participating apps from Singapore (NETS), Thailand (PromptPay), Indonesia and others scan DuitNow QR codes in Malaysia.

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